Tips For New Home Buyers: Moving in Phoenix, Arizona
Buying a home is an exciting time in one’s life.
Buying a home should be a joyful time of your life and it is our aim to make sure this experience is one of the greatest times of your life! Call us now to help with your move at 602-497-09502 today!
Making the smart move of choosing a REALTOR is your first step to ensuring that your new home and community meets your needs.
Most provided services and experience range from financial aid to helping you find the home that best suits you and your family. And, for your convenience they also provide listings by email. Moving is a vital part of buying a home, and we’ve got your knowledge-base covered.
- Assure that you see all the properties in the area that meet your criteria.
- Research the entire home buying process, from finding homes to look at, to getting the best financing.
- Making sure you don’t pay too much for your new home will help you avoid costly mistakes.
- Make sure to get answers for all of your questions; about the local market area, including schools, neighborhoods, the local economy, and anything more.
Before You Start Looking For Your New Home:
- Check your credit rating. Straighten out any errors before its too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
- Choose a REALTOR that you trust and who understands your needs.
- Determine what neighborhood best matches your needs.
- Identify important features you need your new home to have.
Moving Closing Costs to Expect:
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include homeowner’s insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.